v1.0.0

2026-07-10 22:57:16 +02:00
commit c4a692b5d2
66 changed files with 4666 additions and 0 deletions
--- a/backend/src/db/db.js
+++ b/backend/src/db/db.js
@@ -0,0 +1,25 @@
+const fs = require('fs');
+const path = require('path');
+const Database = require('better-sqlite3');
+
+const DATABASE_PATH = process.env.DATABASE_PATH || path.join(__dirname, '../../data/app.db');
+fs.mkdirSync(path.dirname(DATABASE_PATH), { recursive: true });
+
+const db = new Database(DATABASE_PATH);
+db.pragma('journal_mode = WAL');
+db.pragma('foreign_keys = ON');
+
+const schema = fs.readFileSync(path.join(__dirname, 'schema.sql'), 'utf8');
+db.exec(schema);
+
+const DEFAULT_CATEGORIES = [
+  { name: 'Jedzenie', icon: 'shopping_cart', color: '#22c55e' },
+  { name: 'Mieszkanie', icon: 'home', color: '#3b82f6' },
+  { name: 'Rachunki', icon: 'bolt', color: '#f59e0b' },
+  { name: 'Transport', icon: 'directions_car', color: '#8b5cf6' },
+  { name: 'Restauracje', icon: 'restaurant', color: '#ef4444' },
+  { name: 'Rozrywka', icon: 'celebration', color: '#ec4899' },
+  { name: 'Inne', icon: 'inventory_2', color: '#6b7280' },
+];
+
+module.exports = { db, DEFAULT_CATEGORIES };
--- a/backend/src/db/schema.sql
+++ b/backend/src/db/schema.sql
@@ -0,0 +1,82 @@
+CREATE TABLE IF NOT EXISTS users (
+  id TEXT PRIMARY KEY,
+  email TEXT UNIQUE NOT NULL,
+  password_hash TEXT NOT NULL,
+  name TEXT NOT NULL,
+  avatar_emoji TEXT NOT NULL DEFAULT '🙂',
+  email_notifications INTEGER NOT NULL DEFAULT 1,
+  created_at TEXT NOT NULL DEFAULT (datetime('now'))
+);
+
+CREATE TABLE IF NOT EXISTS password_resets (
+  id TEXT PRIMARY KEY,
+  user_id TEXT NOT NULL REFERENCES users(id) ON DELETE CASCADE,
+  token TEXT UNIQUE NOT NULL,
+  expires_at TEXT NOT NULL,
+  used_at TEXT,
+  created_at TEXT NOT NULL DEFAULT (datetime('now'))
+);
+
+CREATE TABLE IF NOT EXISTS households (
+  id TEXT PRIMARY KEY,
+  name TEXT NOT NULL,
+  currency TEXT NOT NULL DEFAULT 'PLN',
+  created_at TEXT NOT NULL DEFAULT (datetime('now'))
+);
+
+CREATE TABLE IF NOT EXISTS household_members (
+  household_id TEXT NOT NULL REFERENCES households(id) ON DELETE CASCADE,
+  user_id TEXT NOT NULL REFERENCES users(id) ON DELETE CASCADE,
+  joined_at TEXT NOT NULL DEFAULT (datetime('now')),
+  PRIMARY KEY (household_id, user_id)
+);
+
+CREATE TABLE IF NOT EXISTS invites (
+  id TEXT PRIMARY KEY,
+  household_id TEXT NOT NULL REFERENCES households(id) ON DELETE CASCADE,
+  code TEXT UNIQUE NOT NULL,
+  created_by TEXT NOT NULL REFERENCES users(id),
+  expires_at TEXT NOT NULL,
+  used_at TEXT
+);
+
+CREATE TABLE IF NOT EXISTS categories (
+  id TEXT PRIMARY KEY,
+  household_id TEXT NOT NULL REFERENCES households(id) ON DELETE CASCADE,
+  name TEXT NOT NULL,
+  icon TEXT NOT NULL DEFAULT '🛒',
+  color TEXT NOT NULL DEFAULT '#6b7280'
+);
+
+CREATE TABLE IF NOT EXISTS expenses (
+  id TEXT PRIMARY KEY,
+  household_id TEXT NOT NULL REFERENCES households(id) ON DELETE CASCADE,
+  payer_id TEXT NOT NULL REFERENCES users(id),
+  amount REAL NOT NULL,
+  title TEXT NOT NULL,
+  category_id TEXT REFERENCES categories(id) ON DELETE SET NULL,
+  expense_date TEXT NOT NULL,
+  split_type TEXT NOT NULL CHECK (split_type IN ('equal', 'exact', 'full')),
+  created_at TEXT NOT NULL DEFAULT (datetime('now')),
+  updated_at TEXT NOT NULL DEFAULT (datetime('now'))
+);
+
+CREATE TABLE IF NOT EXISTS expense_shares (
+  expense_id TEXT NOT NULL REFERENCES expenses(id) ON DELETE CASCADE,
+  user_id TEXT NOT NULL REFERENCES users(id),
+  share_amount REAL NOT NULL,
+  PRIMARY KEY (expense_id, user_id)
+);
+
+CREATE TABLE IF NOT EXISTS settlements (
+  id TEXT PRIMARY KEY,
+  household_id TEXT NOT NULL REFERENCES households(id) ON DELETE CASCADE,
+  from_user_id TEXT NOT NULL REFERENCES users(id),
+  to_user_id TEXT NOT NULL REFERENCES users(id),
+  amount REAL NOT NULL,
+  settled_at TEXT NOT NULL DEFAULT (datetime('now'))
+);
+
+CREATE INDEX IF NOT EXISTS idx_expenses_household ON expenses(household_id);
+CREATE INDEX IF NOT EXISTS idx_expense_shares_expense ON expense_shares(expense_id);
+CREATE INDEX IF NOT EXISTS idx_settlements_household ON settlements(household_id);
--- a/backend/src/index.js
+++ b/backend/src/index.js
@@ -0,0 +1,31 @@
+require('dotenv').config();
+const express = require('express');
+const cors = require('cors');
+
+const { router: authRouter } = require('./routes/auth');
+const { router: householdsRouter } = require('./routes/households');
+const { router: categoriesRouter } = require('./routes/categories');
+const { router: expensesRouter } = require('./routes/expenses');
+const { router: settlementsRouter } = require('./routes/settlements');
+const { router: statsRouter } = require('./routes/stats');
+
+const app = express();
+app.use(cors());
+app.use(express.json());
+
+app.get('/health', (req, res) => res.json({ status: 'ok' }));
+
+app.use('/auth', authRouter);
+app.use('/households', householdsRouter);
+app.use('/categories', categoriesRouter);
+app.use('/expenses', expensesRouter);
+app.use('/settlements', settlementsRouter);
+app.use('/stats', statsRouter);
+
+app.use((err, req, res, next) => {
+  console.error(err);
+  res.status(500).json({ error: 'Wewnętrzny błąd serwera' });
+});
+
+const PORT = process.env.PORT || 3000;
+app.listen(PORT, () => console.log(`Backend listening on port ${PORT}`));
--- a/backend/src/middleware/auth.js
+++ b/backend/src/middleware/auth.js
@@ -0,0 +1,36 @@
+const jwt = require('jsonwebtoken');
+const { db } = require('../db/db');
+
+const JWT_SECRET = process.env.JWT_SECRET;
+if (!JWT_SECRET) {
+  throw new Error('JWT_SECRET env var is required');
+}
+
+function signToken(user) {
+  return jwt.sign({ sub: user.id, email: user.email }, JWT_SECRET, { expiresIn: '30d' });
+}
+
+function requireAuth(req, res, next) {
+  const header = req.headers.authorization || '';
+  const [scheme, token] = header.split(' ');
+  if (scheme !== 'Bearer' || !token) {
+    return res.status(401).json({ error: 'Missing bearer token' });
+  }
+  let payload;
+  try {
+    payload = jwt.verify(token, JWT_SECRET);
+  } catch (err) {
+    return res.status(401).json({ error: 'Invalid or expired token' });
+  }
+  // The JWT signature alone doesn't prove the account still exists (deleted
+  // account, or — in dev — a wiped database): reject it the same way so the
+  // client logs out instead of misreading "no accounts" as "no household".
+  const user = db.prepare('SELECT id FROM users WHERE id = ?').get(payload.sub);
+  if (!user) {
+    return res.status(401).json({ error: 'Invalid or expired token' });
+  }
+  req.userId = payload.sub;
+  next();
+}
+
+module.exports = { signToken, requireAuth, JWT_SECRET };
--- a/backend/src/routes/auth.js
+++ b/backend/src/routes/auth.js
@@ -0,0 +1,206 @@
+const express = require('express');
+const crypto = require('crypto');
+const bcrypt = require('bcryptjs');
+const { v4: uuid } = require('uuid');
+const { db } = require('../db/db');
+const { signToken, requireAuth } = require('../middleware/auth');
+const { sendMail } = require('../utils/mailer');
+
+const router = express.Router();
+
+const RESET_TOKEN_TTL_MS = 60 * 60 * 1000;
+const FRONTEND_URL = process.env.FRONTEND_URL || 'http://localhost:8856';
+
+function toPublicUser(user) {
+  return {
+    id: user.id,
+    email: user.email,
+    name: user.name,
+    avatarEmoji: user.avatar_emoji,
+    emailNotifications: !!user.email_notifications,
+  };
+}
+
+router.post('/register', (req, res) => {
+  const { email, password, name } = req.body || {};
+  if (!email || !password || !name) {
+    return res.status(400).json({ error: 'email, password i name są wymagane' });
+  }
+  if (String(password).length < 6) {
+    return res.status(400).json({ error: 'Hasło musi mieć co najmniej 6 znaków' });
+  }
+
+  const existing = db.prepare('SELECT id FROM users WHERE email = ?').get(email.toLowerCase());
+  if (existing) {
+    return res.status(409).json({ error: 'Konto z tym adresem e-mail już istnieje' });
+  }
+
+  const user = {
+    id: uuid(),
+    email: email.toLowerCase(),
+    password_hash: bcrypt.hashSync(password, 10),
+    name,
+  };
+  db.prepare('INSERT INTO users (id, email, password_hash, name) VALUES (?, ?, ?, ?)').run(
+    user.id,
+    user.email,
+    user.password_hash,
+    user.name
+  );
+
+  const created = db.prepare('SELECT * FROM users WHERE id = ?').get(user.id);
+  const token = signToken(created);
+  res.status(201).json({ token, user: toPublicUser(created) });
+});
+
+router.post('/login', (req, res) => {
+  const { email, password } = req.body || {};
+  if (!email || !password) {
+    return res.status(400).json({ error: 'email i password są wymagane' });
+  }
+
+  const user = db.prepare('SELECT * FROM users WHERE email = ?').get(email.toLowerCase());
+  if (!user || !bcrypt.compareSync(password, user.password_hash)) {
+    return res.status(401).json({ error: 'Nieprawidłowy e-mail lub hasło' });
+  }
+
+  const token = signToken(user);
+  res.json({ token, user: toPublicUser(user) });
+});
+
+router.get('/me', requireAuth, (req, res) => {
+  const user = db.prepare('SELECT * FROM users WHERE id = ?').get(req.userId);
+  if (!user) return res.status(404).json({ error: 'Użytkownik nie znaleziony' });
+  res.json({ user: toPublicUser(user) });
+});
+
+router.put('/me', requireAuth, (req, res) => {
+  const { name } = req.body || {};
+  if (!name || !name.trim()) {
+    return res.status(400).json({ error: 'name jest wymagane' });
+  }
+  db.prepare('UPDATE users SET name = ? WHERE id = ?').run(name.trim(), req.userId);
+  const user = db.prepare('SELECT * FROM users WHERE id = ?').get(req.userId);
+  res.json({ user: toPublicUser(user) });
+});
+
+router.delete('/me', requireAuth, (req, res) => {
+  const userId = req.userId;
+  const householdIds = db
+    .prepare('SELECT household_id FROM household_members WHERE user_id = ?')
+    .all(userId)
+    .map((r) => r.household_id);
+
+  try {
+    db.prepare('DELETE FROM users WHERE id = ?').run(userId);
+    return res.json({ ok: true, anonymized: false });
+  } catch (err) {
+    // Foreign key constraint: user has expense/settlement history shared with others.
+    // Anonymize instead of a hard delete so their household's financial history stays intact.
+  }
+
+  const anonymize = db.transaction(() => {
+    db.prepare('DELETE FROM household_members WHERE user_id = ?').run(userId);
+    for (const householdId of householdIds) {
+      const remaining = db
+        .prepare('SELECT COUNT(*) AS c FROM household_members WHERE household_id = ?')
+        .get(householdId).c;
+      if (remaining === 0) {
+        db.prepare('DELETE FROM households WHERE id = ?').run(householdId);
+      }
+    }
+    db.prepare(
+      `UPDATE users SET name = 'Usunięte konto', email = ?, password_hash = '', email_notifications = 0 WHERE id = ?`
+    ).run(`deleted-${userId}@ktoco.invalid`, userId);
+  });
+  anonymize();
+
+  res.json({ ok: true, anonymized: true });
+});
+
+router.put('/me/notifications', requireAuth, (req, res) => {
+  const { enabled } = req.body || {};
+  db.prepare('UPDATE users SET email_notifications = ? WHERE id = ?').run(enabled ? 1 : 0, req.userId);
+  const user = db.prepare('SELECT * FROM users WHERE id = ?').get(req.userId);
+  res.json({ user: toPublicUser(user) });
+});
+
+router.post('/change-password', requireAuth, (req, res) => {
+  const { currentPassword, newPassword } = req.body || {};
+  if (!currentPassword || !newPassword) {
+    return res.status(400).json({ error: 'currentPassword i newPassword są wymagane' });
+  }
+  if (String(newPassword).length < 6) {
+    return res.status(400).json({ error: 'Nowe hasło musi mieć co najmniej 6 znaków' });
+  }
+
+  const user = db.prepare('SELECT * FROM users WHERE id = ?').get(req.userId);
+  if (!bcrypt.compareSync(currentPassword, user.password_hash)) {
+    // 400, not 401: the JWT is valid (requireAuth already passed) — this is a form
+    // validation failure, not an auth failure, and must not trigger a global session logout.
+    return res.status(400).json({ error: 'Bieżące hasło jest nieprawidłowe' });
+  }
+
+  const passwordHash = bcrypt.hashSync(newPassword, 10);
+  db.prepare('UPDATE users SET password_hash = ? WHERE id = ?').run(passwordHash, user.id);
+  res.json({ ok: true });
+});
+
+router.post('/forgot-password', async (req, res) => {
+  const { email } = req.body || {};
+  const genericResponse = { message: 'Jeśli konto istnieje, wysłaliśmy e-mail z linkiem do resetu hasła' };
+  if (!email) {
+    return res.status(400).json({ error: 'email jest wymagany' });
+  }
+
+  const user = db.prepare('SELECT * FROM users WHERE email = ?').get(email.toLowerCase());
+  if (!user) {
+    return res.json(genericResponse);
+  }
+
+  const token = crypto.randomBytes(32).toString('hex');
+  const expiresAt = new Date(Date.now() + RESET_TOKEN_TTL_MS).toISOString();
+  db.prepare('INSERT INTO password_resets (id, user_id, token, expires_at) VALUES (?, ?, ?, ?)').run(
+    uuid(),
+    user.id,
+    token,
+    expiresAt
+  );
+
+  const resetLink = `${FRONTEND_URL}/reset-password?token=${token}`;
+  await sendMail({
+    to: user.email,
+    subject: 'KtoCo — reset hasła',
+    text: `Cześć ${user.name},\n\nAby zresetować hasło, kliknij poniższy link (ważny 1 godzinę):\n${resetLink}\n\nJeśli to nie Ty, zignoruj tę wiadomość.`,
+  });
+
+  res.json(genericResponse);
+});
+
+router.post('/reset-password', (req, res) => {
+  const { token, password } = req.body || {};
+  if (!token || !password) {
+    return res.status(400).json({ error: 'token i password są wymagane' });
+  }
+  if (String(password).length < 6) {
+    return res.status(400).json({ error: 'Hasło musi mieć co najmniej 6 znaków' });
+  }
+
+  const reset = db
+    .prepare(`SELECT * FROM password_resets WHERE token = ? AND used_at IS NULL AND expires_at > datetime('now')`)
+    .get(token);
+  if (!reset) {
+    return res.status(400).json({ error: 'Link do resetu hasła jest nieprawidłowy lub wygasł' });
+  }
+
+  const passwordHash = bcrypt.hashSync(password, 10);
+  const apply = db.transaction(() => {
+    db.prepare('UPDATE users SET password_hash = ? WHERE id = ?').run(passwordHash, reset.user_id);
+    db.prepare(`UPDATE password_resets SET used_at = datetime('now') WHERE id = ?`).run(reset.id);
+  });
+  apply();
+
+  res.json({ ok: true });
+});
+
+module.exports = { router, toPublicUser };
--- a/backend/src/routes/categories.js
+++ b/backend/src/routes/categories.js
@@ -0,0 +1,66 @@
+const express = require('express');
+const { v4: uuid } = require('uuid');
+const { db } = require('../db/db');
+const { requireAuth } = require('../middleware/auth');
+const { requireHousehold } = require('../utils/households');
+
+const router = express.Router();
+router.use(requireAuth, requireHousehold);
+
+router.get('/', (req, res) => {
+  const categories = db
+    .prepare('SELECT * FROM categories WHERE household_id = ? ORDER BY name')
+    .all(req.household.id);
+  res.json({ categories });
+});
+
+router.post('/', (req, res) => {
+  const { name, icon, color } = req.body || {};
+  if (!name) {
+    return res.status(400).json({ error: 'Nazwa kategorii jest wymagana' });
+  }
+  const category = {
+    id: uuid(),
+    household_id: req.household.id,
+    name,
+    icon: icon || '📦',
+    color: color || '#6b7280',
+  };
+  db.prepare('INSERT INTO categories (id, household_id, name, icon, color) VALUES (?, ?, ?, ?, ?)').run(
+    category.id,
+    category.household_id,
+    category.name,
+    category.icon,
+    category.color
+  );
+  res.status(201).json({ category });
+});
+
+router.put('/:id', (req, res) => {
+  const existing = db
+    .prepare('SELECT * FROM categories WHERE id = ? AND household_id = ?')
+    .get(req.params.id, req.household.id);
+  if (!existing) {
+    return res.status(404).json({ error: 'Kategoria nie znaleziona' });
+  }
+  const { name, icon, color } = req.body || {};
+  db.prepare('UPDATE categories SET name = ?, icon = ?, color = ? WHERE id = ?').run(
+    name ?? existing.name,
+    icon ?? existing.icon,
+    color ?? existing.color,
+    existing.id
+  );
+  res.json({ category: db.prepare('SELECT * FROM categories WHERE id = ?').get(existing.id) });
+});
+
+router.delete('/:id', (req, res) => {
+  const result = db
+    .prepare('DELETE FROM categories WHERE id = ? AND household_id = ?')
+    .run(req.params.id, req.household.id);
+  if (result.changes === 0) {
+    return res.status(404).json({ error: 'Kategoria nie znaleziona' });
+  }
+  res.status(204).end();
+});
+
+module.exports = { router };
--- a/backend/src/routes/expenses.js
+++ b/backend/src/routes/expenses.js
@@ -0,0 +1,214 @@
+const express = require('express');
+const { v4: uuid } = require('uuid');
+const { db } = require('../db/db');
+const { requireAuth } = require('../middleware/auth');
+const { requireHousehold, getMembers } = require('../utils/households');
+const { sendMail } = require('../utils/mailer');
+const { round2 } = require('../utils/balance');
+
+const router = express.Router();
+router.use(requireAuth, requireHousehold);
+
+const EPSILON = 0.01;
+
+function computeShares(splitType, amount, payerId, members, shares) {
+  const memberIds = members.map((m) => m.id);
+  if (splitType === 'equal') {
+    if (memberIds.length === 0) {
+      throw new Error('Gospodarstwo domowe nie ma członków do podziału wydatku');
+    }
+    const base = Math.floor((amount / memberIds.length) * 100) / 100;
+    const shares = Object.fromEntries(memberIds.map((id) => [id, base]));
+    const distributed = round2(base * memberIds.length);
+    const remainder = round2(amount - distributed);
+    // any leftover cents from rounding go to the last member so the split always sums exactly to `amount`
+    shares[memberIds[memberIds.length - 1]] = round2(base + remainder);
+    return shares;
+  }
+
+  if (splitType === 'exact' || splitType === 'full') {
+    if (!shares || typeof shares !== 'object') {
+      throw new Error('Pole "shares" jest wymagane dla wybranego typu podziału');
+    }
+    const sum = Object.values(shares).reduce((acc, v) => acc + Number(v), 0);
+    if (Math.abs(sum - amount) > EPSILON) {
+      throw new Error('Suma udziałów musi być równa kwocie wydatku');
+    }
+    for (const userId of Object.keys(shares)) {
+      if (!memberIds.includes(userId)) {
+        throw new Error('Udział przypisany do osoby spoza gospodarstwa domowego');
+      }
+    }
+    return shares;
+  }
+
+  throw new Error('Nieznany typ podziału');
+}
+
+function attachShares(expense) {
+  const shares = db
+    .prepare('SELECT user_id, share_amount FROM expense_shares WHERE expense_id = ?')
+    .all(expense.id);
+  return { ...expense, shares };
+}
+
+router.get('/', (req, res) => {
+  const { month, categoryId, payerId } = req.query;
+  let query = 'SELECT * FROM expenses WHERE household_id = ?';
+  const params = [req.household.id];
+
+  if (month) {
+    query += " AND strftime('%Y-%m', expense_date) = ?";
+    params.push(month);
+  }
+  if (categoryId) {
+    query += ' AND category_id = ?';
+    params.push(categoryId);
+  }
+  if (payerId) {
+    query += ' AND payer_id = ?';
+    params.push(payerId);
+  }
+  query += ' ORDER BY expense_date DESC, created_at DESC';
+
+  const expenses = db.prepare(query).all(...params).map(attachShares);
+  res.json({ expenses });
+});
+
+router.post('/', (req, res) => {
+  const { amount, title, categoryId, expenseDate, payerId, splitType, shares } = req.body || {};
+  if (!amount || !title || !expenseDate || !payerId || !splitType) {
+    return res.status(400).json({ error: 'amount, title, expenseDate, payerId i splitType są wymagane' });
+  }
+
+  const members = getMembers(req.household.id);
+  if (!members.some((m) => m.id === payerId)) {
+    return res.status(400).json({ error: 'payerId musi być członkiem gospodarstwa domowego' });
+  }
+
+  let computedShares;
+  try {
+    computedShares = computeShares(splitType, Number(amount), payerId, members, shares);
+  } catch (err) {
+    return res.status(400).json({ error: err.message });
+  }
+
+  const expense = {
+    id: uuid(),
+    household_id: req.household.id,
+    payer_id: payerId,
+    amount: Number(amount),
+    title,
+    category_id: categoryId || null,
+    expense_date: expenseDate,
+    split_type: splitType,
+  };
+
+  const insert = db.transaction(() => {
+    db.prepare(
+      `INSERT INTO expenses (id, household_id, payer_id, amount, title, category_id, expense_date, split_type)
+       VALUES (?, ?, ?, ?, ?, ?, ?, ?)`
+    ).run(
+      expense.id,
+      expense.household_id,
+      expense.payer_id,
+      expense.amount,
+      expense.title,
+      expense.category_id,
+      expense.expense_date,
+      expense.split_type
+    );
+    for (const [userId, shareAmount] of Object.entries(computedShares)) {
+      db.prepare('INSERT INTO expense_shares (expense_id, user_id, share_amount) VALUES (?, ?, ?)').run(
+        expense.id,
+        userId,
+        shareAmount
+      );
+    }
+  });
+  insert();
+
+  const actor = db.prepare('SELECT name FROM users WHERE id = ?').get(req.userId);
+  const notifyTargets = db
+    .prepare(
+      `SELECT u.email, u.name FROM users u
+       JOIN household_members hm ON hm.user_id = u.id
+       WHERE hm.household_id = ? AND u.id != ? AND u.email_notifications = 1`
+    )
+    .all(req.household.id, req.userId);
+  for (const target of notifyTargets) {
+    sendMail({
+      to: target.email,
+      subject: 'KtoCo — nowy wydatek',
+      text: `${actor?.name || 'Ktoś'} dodał(a) nowy wydatek "${expense.title}" na kwotę ${expense.amount.toFixed(2)}.`,
+    });
+  }
+
+  const created = db.prepare('SELECT * FROM expenses WHERE id = ?').get(expense.id);
+  res.status(201).json({ expense: attachShares(created) });
+});
+
+router.put('/:id', (req, res) => {
+  const existing = db
+    .prepare('SELECT * FROM expenses WHERE id = ? AND household_id = ?')
+    .get(req.params.id, req.household.id);
+  if (!existing) {
+    return res.status(404).json({ error: 'Wydatek nie znaleziony' });
+  }
+
+  const { amount, title, categoryId, expenseDate, payerId, splitType, shares } = req.body || {};
+  const members = getMembers(req.household.id);
+  const finalAmount = amount !== undefined ? Number(amount) : existing.amount;
+  const finalPayerId = payerId || existing.payer_id;
+  const finalSplitType = splitType || existing.split_type;
+
+  if (!members.some((m) => m.id === finalPayerId)) {
+    return res.status(400).json({ error: 'payerId musi być członkiem gospodarstwa domowego' });
+  }
+
+  let computedShares;
+  try {
+    computedShares = computeShares(finalSplitType, finalAmount, finalPayerId, members, shares);
+  } catch (err) {
+    return res.status(400).json({ error: err.message });
+  }
+
+  const update = db.transaction(() => {
+    db.prepare(
+      `UPDATE expenses SET amount = ?, title = ?, category_id = ?, expense_date = ?, payer_id = ?,
+       split_type = ?, updated_at = datetime('now') WHERE id = ?`
+    ).run(
+      finalAmount,
+      title ?? existing.title,
+      categoryId !== undefined ? categoryId : existing.category_id,
+      expenseDate ?? existing.expense_date,
+      finalPayerId,
+      finalSplitType,
+      existing.id
+    );
+    db.prepare('DELETE FROM expense_shares WHERE expense_id = ?').run(existing.id);
+    for (const [userId, shareAmount] of Object.entries(computedShares)) {
+      db.prepare('INSERT INTO expense_shares (expense_id, user_id, share_amount) VALUES (?, ?, ?)').run(
+        existing.id,
+        userId,
+        shareAmount
+      );
+    }
+  });
+  update();
+
+  const updated = db.prepare('SELECT * FROM expenses WHERE id = ?').get(existing.id);
+  res.json({ expense: attachShares(updated) });
+});
+
+router.delete('/:id', (req, res) => {
+  const result = db
+    .prepare('DELETE FROM expenses WHERE id = ? AND household_id = ?')
+    .run(req.params.id, req.household.id);
+  if (result.changes === 0) {
+    return res.status(404).json({ error: 'Wydatek nie znaleziony' });
+  }
+  res.status(204).end();
+});
+
+module.exports = { router };
--- a/backend/src/routes/households.js
+++ b/backend/src/routes/households.js
@@ -0,0 +1,154 @@
+const express = require('express');
+const crypto = require('crypto');
+const { v4: uuid } = require('uuid');
+const { db, DEFAULT_CATEGORIES } = require('../db/db');
+const { requireAuth } = require('../middleware/auth');
+const { getHouseholdsForUser, getHouseholdById, isMember, getMembers } = require('../utils/households');
+
+const router = express.Router();
+router.use(requireAuth);
+
+const INVITE_TTL_MS = 7 * 24 * 60 * 60 * 1000;
+
+function generateCode() {
+  return crypto.randomBytes(4).toString('hex').toUpperCase();
+}
+
+function serializeHousehold(household) {
+  const members = getMembers(household.id);
+  const invite = db
+    .prepare(
+      `SELECT * FROM invites WHERE household_id = ? AND used_at IS NULL AND expires_at > datetime('now')
+       ORDER BY expires_at DESC LIMIT 1`
+    )
+    .get(household.id);
+  return { ...household, members, inviteCode: invite?.code || null };
+}
+
+router.get('/', (req, res) => {
+  const households = getHouseholdsForUser(req.userId).map(serializeHousehold);
+  res.json({ households });
+});
+
+router.get('/:id', (req, res) => {
+  if (!isMember(req.params.id, req.userId)) {
+    return res.status(403).json({ error: 'Nie jesteś członkiem tego gospodarstwa' });
+  }
+  const household = getHouseholdById(req.params.id);
+  if (!household) return res.status(404).json({ error: 'Gospodarstwo nie znalezione' });
+  res.json({ household: serializeHousehold(household) });
+});
+
+router.post('/', (req, res) => {
+  const { name, currency } = req.body || {};
+  const household = { id: uuid(), name: name || 'Nasze gospodarstwo', currency: currency || 'PLN' };
+
+  const createHousehold = db.transaction(() => {
+    db.prepare('INSERT INTO households (id, name, currency) VALUES (?, ?, ?)').run(
+      household.id,
+      household.name,
+      household.currency
+    );
+    db.prepare('INSERT INTO household_members (household_id, user_id) VALUES (?, ?)').run(household.id, req.userId);
+    for (const cat of DEFAULT_CATEGORIES) {
+      db.prepare('INSERT INTO categories (id, household_id, name, icon, color) VALUES (?, ?, ?, ?, ?)').run(
+        uuid(),
+        household.id,
+        cat.name,
+        cat.icon,
+        cat.color
+      );
+    }
+  });
+  createHousehold();
+
+  const code = generateCode();
+  const expiresAt = new Date(Date.now() + INVITE_TTL_MS).toISOString();
+  db.prepare(
+    'INSERT INTO invites (id, household_id, code, created_by, expires_at) VALUES (?, ?, ?, ?, ?)'
+  ).run(uuid(), household.id, code, req.userId, expiresAt);
+
+  res.status(201).json({ household: serializeHousehold(getHouseholdById(household.id)) });
+});
+
+router.put('/:id', (req, res) => {
+  if (!isMember(req.params.id, req.userId)) {
+    return res.status(403).json({ error: 'Nie jesteś członkiem tego gospodarstwa' });
+  }
+  const household = getHouseholdById(req.params.id);
+  if (!household) return res.status(404).json({ error: 'Gospodarstwo nie znalezione' });
+
+  const { name, currency } = req.body || {};
+  db.prepare('UPDATE households SET name = ?, currency = ? WHERE id = ?').run(
+    name ?? household.name,
+    currency ?? household.currency,
+    household.id
+  );
+  res.json({ household: serializeHousehold(getHouseholdById(household.id)) });
+});
+
+router.post('/:id/invite', (req, res) => {
+  if (!isMember(req.params.id, req.userId)) {
+    return res.status(403).json({ error: 'Nie jesteś członkiem tego gospodarstwa' });
+  }
+  db.prepare(`UPDATE invites SET used_at = datetime('now') WHERE household_id = ? AND used_at IS NULL`).run(
+    req.params.id
+  );
+  const code = generateCode();
+  const expiresAt = new Date(Date.now() + INVITE_TTL_MS).toISOString();
+  db.prepare(
+    'INSERT INTO invites (id, household_id, code, created_by, expires_at) VALUES (?, ?, ?, ?, ?)'
+  ).run(uuid(), req.params.id, code, req.userId, expiresAt);
+
+  res.status(201).json({ inviteCode: code });
+});
+
+router.post('/join', (req, res) => {
+  const { code } = req.body || {};
+  if (!code) {
+    return res.status(400).json({ error: 'Kod zaproszenia jest wymagany' });
+  }
+
+  const invite = db
+    .prepare(`SELECT * FROM invites WHERE code = ? AND used_at IS NULL AND expires_at > datetime('now')`)
+    .get(code.toUpperCase());
+  if (!invite) {
+    return res.status(404).json({ error: 'Kod zaproszenia jest nieprawidłowy lub wygasł' });
+  }
+  if (isMember(invite.household_id, req.userId)) {
+    return res.status(409).json({ error: 'Jesteś już członkiem tego gospodarstwa' });
+  }
+
+  db.prepare('INSERT INTO household_members (household_id, user_id) VALUES (?, ?)').run(
+    invite.household_id,
+    req.userId
+  );
+
+  res.json({ household: serializeHousehold(getHouseholdById(invite.household_id)) });
+});
+
+router.delete('/:id/members/:userId', (req, res) => {
+  if (!isMember(req.params.id, req.userId)) {
+    return res.status(403).json({ error: 'Nie jesteś członkiem tego gospodarstwa' });
+  }
+  db.prepare('DELETE FROM household_members WHERE household_id = ? AND user_id = ?').run(
+    req.params.id,
+    req.params.userId
+  );
+  const remaining = getMembers(req.params.id);
+  if (remaining.length === 0) {
+    db.prepare('DELETE FROM households WHERE id = ?').run(req.params.id);
+    return res.json({ deleted: true });
+  }
+  res.json({ household: serializeHousehold(getHouseholdById(req.params.id)) });
+});
+
+router.delete('/:id', (req, res) => {
+  if (!isMember(req.params.id, req.userId)) {
+    return res.status(403).json({ error: 'Nie jesteś członkiem tego gospodarstwa' });
+  }
+  db.prepare('DELETE FROM households WHERE id = ?').run(req.params.id);
+  res.json({ deleted: true });
+});
+
+module.exports = { router };
--- a/backend/src/routes/settlements.js
+++ b/backend/src/routes/settlements.js
@@ -0,0 +1,38 @@
+const express = require('express');
+const { v4: uuid } = require('uuid');
+const { db } = require('../db/db');
+const { requireAuth } = require('../middleware/auth');
+const { requireHousehold, getMembers } = require('../utils/households');
+const { computeSettlement } = require('../utils/balance');
+
+const router = express.Router();
+router.use(requireAuth, requireHousehold);
+
+router.get('/', (req, res) => {
+  const settlements = db
+    .prepare('SELECT * FROM settlements WHERE household_id = ? ORDER BY settled_at DESC')
+    .all(req.household.id);
+  res.json({ settlements });
+});
+
+router.post('/', (req, res) => {
+  const members = getMembers(req.household.id);
+  const current = computeSettlement(req.household.id, members);
+
+  if (current.settled) {
+    return res.status(409).json({ error: 'Jesteście już rozliczeni' });
+  }
+
+  const insert = db.transaction(() => {
+    for (const tx of current.transactions) {
+      db.prepare(
+        'INSERT INTO settlements (id, household_id, from_user_id, to_user_id, amount) VALUES (?, ?, ?, ?, ?)'
+      ).run(uuid(), req.household.id, tx.from, tx.to, tx.amount);
+    }
+  });
+  insert();
+
+  res.status(201).json({ transactions: current.transactions });
+});
+
+module.exports = { router };
--- a/backend/src/routes/stats.js
+++ b/backend/src/routes/stats.js
@@ -0,0 +1,92 @@
+const express = require('express');
+const { db } = require('../db/db');
+const { requireAuth } = require('../middleware/auth');
+const { requireHousehold, getMembers } = require('../utils/households');
+const { computeSettlement } = require('../utils/balance');
+
+const router = express.Router();
+router.use(requireAuth, requireHousehold);
+
+function currentMonth() {
+  return new Date().toISOString().slice(0, 7);
+}
+
+router.get('/balance', (req, res) => {
+  const members = getMembers(req.household.id);
+  const result = computeSettlement(req.household.id, members);
+  res.json(result);
+});
+
+router.get('/summary', (req, res) => {
+  const month = req.query.month || currentMonth();
+  const total = db
+    .prepare(
+      `SELECT COALESCE(SUM(amount), 0) AS total FROM expenses
+       WHERE household_id = ? AND strftime('%Y-%m', expense_date) = ?`
+    )
+    .get(req.household.id, month).total;
+
+  const byPayer = db
+    .prepare(
+      `SELECT payer_id AS userId, SUM(amount) AS total FROM expenses
+       WHERE household_id = ? AND strftime('%Y-%m', expense_date) = ? GROUP BY payer_id`
+    )
+    .all(req.household.id, month);
+
+  const byCategory = db
+    .prepare(
+      `SELECT c.id AS categoryId, c.name, c.icon, c.color, SUM(e.amount) AS total
+       FROM expenses e LEFT JOIN categories c ON c.id = e.category_id
+       WHERE e.household_id = ? AND strftime('%Y-%m', e.expense_date) = ?
+       GROUP BY c.id ORDER BY total DESC`
+    )
+    .all(req.household.id, month);
+
+  const byShare = db
+    .prepare(
+      `SELECT es.user_id AS userId, SUM(es.share_amount) AS total
+       FROM expense_shares es JOIN expenses e ON e.id = es.expense_id
+       WHERE e.household_id = ? AND strftime('%Y-%m', e.expense_date) = ?
+       GROUP BY es.user_id`
+    )
+    .all(req.household.id, month);
+
+  res.json({ month, total, byPayer, byShare, byCategory });
+});
+
+router.get('/monthly', (req, res) => {
+  const months = db
+    .prepare(
+      `SELECT strftime('%Y-%m', expense_date) AS month, SUM(amount) AS total
+       FROM expenses WHERE household_id = ? GROUP BY month ORDER BY month`
+    )
+    .all(req.household.id);
+  res.json({ months });
+});
+
+router.get('/export.csv', (req, res) => {
+  const rows = db
+    .prepare(
+      `SELECT e.expense_date, e.title, e.amount, c.name AS category, u.name AS payer, e.split_type
+       FROM expenses e
+       LEFT JOIN categories c ON c.id = e.category_id
+       JOIN users u ON u.id = e.payer_id
+       WHERE e.household_id = ? ORDER BY e.expense_date DESC`
+    )
+    .all(req.household.id);
+
+  const escape = (v) => `"${String(v ?? '').replace(/"/g, '""')}"`;
+  const header = ['Data', 'Tytuł', 'Kwota', 'Kategoria', 'Płacił', 'Podział'];
+  const lines = [header.join(',')];
+  for (const r of rows) {
+    lines.push(
+      [escape(r.expense_date), escape(r.title), r.amount, escape(r.category), escape(r.payer), escape(r.split_type)].join(',')
+    );
+  }
+
+  res.setHeader('Content-Type', 'text/csv; charset=utf-8');
+  res.setHeader('Content-Disposition', 'attachment; filename="wydatki.csv"');
+  res.send(lines.join('\n'));
+});
+
+module.exports = { router };
--- a/backend/src/utils/balance.js
+++ b/backend/src/utils/balance.js
@@ -0,0 +1,80 @@
+const { db } = require('../db/db');
+
+function round2(n) {
+  return Math.round(n * 100) / 100;
+}
+
+// Positive net means others owe this user money; negative means this user owes others.
+function computeNetBalances(householdId, memberIds) {
+  const net = Object.fromEntries(memberIds.map((id) => [id, 0]));
+
+  const paid = db
+    .prepare(
+      `SELECT payer_id AS user_id, SUM(amount) AS total FROM expenses
+       WHERE household_id = ? GROUP BY payer_id`
+    )
+    .all(householdId);
+  for (const row of paid) {
+    net[row.user_id] = (net[row.user_id] || 0) + row.total;
+  }
+
+  const owed = db
+    .prepare(
+      `SELECT es.user_id AS user_id, SUM(es.share_amount) AS total FROM expense_shares es
+       JOIN expenses e ON e.id = es.expense_id
+       WHERE e.household_id = ? GROUP BY es.user_id`
+    )
+    .all(householdId);
+  for (const row of owed) {
+    net[row.user_id] = (net[row.user_id] || 0) - row.total;
+  }
+
+  const settlements = db
+    .prepare('SELECT from_user_id, to_user_id, amount FROM settlements WHERE household_id = ?')
+    .all(householdId);
+  for (const s of settlements) {
+    net[s.from_user_id] = (net[s.from_user_id] || 0) + s.amount;
+    net[s.to_user_id] = (net[s.to_user_id] || 0) - s.amount;
+  }
+
+  for (const id of Object.keys(net)) {
+    net[id] = round2(net[id]);
+  }
+  return net;
+}
+
+// Greedy debt simplification: matches debtors to creditors to produce a minimal
+// set of "who pays whom how much" transactions that settle every balance to zero.
+function simplifyDebts(net) {
+  const creditors = [];
+  const debtors = [];
+  for (const [id, amount] of Object.entries(net)) {
+    if (amount > 0.01) creditors.push({ id, amount });
+    else if (amount < -0.01) debtors.push({ id, amount: -amount });
+  }
+  creditors.sort((a, b) => b.amount - a.amount);
+  debtors.sort((a, b) => b.amount - a.amount);
+
+  const transactions = [];
+  let i = 0;
+  let j = 0;
+  while (i < debtors.length && j < creditors.length) {
+    const pay = Math.min(debtors[i].amount, creditors[j].amount);
+    transactions.push({ from: debtors[i].id, to: creditors[j].id, amount: round2(pay) });
+    debtors[i].amount = round2(debtors[i].amount - pay);
+    creditors[j].amount = round2(creditors[j].amount - pay);
+    if (debtors[i].amount < 0.01) i++;
+    if (creditors[j].amount < 0.01) j++;
+  }
+  return transactions;
+}
+
+// Returns { settled: bool, transactions: [{from, to, amount}], net }
+function computeSettlement(householdId, members) {
+  const memberIds = members.map((m) => m.id);
+  const net = computeNetBalances(householdId, memberIds);
+  const transactions = simplifyDebts(net);
+  return { settled: transactions.length === 0, transactions, net };
+}
+
+module.exports = { computeNetBalances, computeSettlement, simplifyDebts, round2 };
--- a/backend/src/utils/households.js
+++ b/backend/src/utils/households.js
@@ -0,0 +1,51 @@
+const { db } = require('../db/db');
+
+function getHouseholdsForUser(userId) {
+  return db
+    .prepare(
+      `SELECT h.* FROM households h
+       JOIN household_members hm ON hm.household_id = h.id
+       WHERE hm.user_id = ?
+       ORDER BY h.created_at`
+    )
+    .all(userId);
+}
+
+function getHouseholdById(householdId) {
+  return db.prepare('SELECT * FROM households WHERE id = ?').get(householdId);
+}
+
+function isMember(householdId, userId) {
+  return !!db
+    .prepare('SELECT 1 FROM household_members WHERE household_id = ? AND user_id = ?')
+    .get(householdId, userId);
+}
+
+function getMembers(householdId) {
+  return db
+    .prepare(
+      `SELECT u.id, u.name, u.email, u.avatar_emoji FROM users u
+       JOIN household_members hm ON hm.user_id = u.id
+       WHERE hm.household_id = ?
+       ORDER BY hm.joined_at`
+    )
+    .all(householdId);
+}
+
+function requireHousehold(req, res, next) {
+  const householdId = req.headers['x-household-id'];
+  if (!householdId) {
+    return res.status(400).json({ error: 'Nie wybrano gospodarstwa (brak nagłówka X-Household-Id)' });
+  }
+  if (!isMember(householdId, req.userId)) {
+    return res.status(403).json({ error: 'Nie jesteś członkiem tego gospodarstwa' });
+  }
+  const household = getHouseholdById(householdId);
+  if (!household) {
+    return res.status(404).json({ error: 'Gospodarstwo nie znalezione' });
+  }
+  req.household = household;
+  next();
+}
+
+module.exports = { getHouseholdsForUser, getHouseholdById, isMember, getMembers, requireHousehold };
--- a/backend/src/utils/mailer.js
+++ b/backend/src/utils/mailer.js
@@ -0,0 +1,26 @@
+const nodemailer = require('nodemailer');
+
+const { SMTP_HOST, SMTP_PORT, SMTP_USER, SMTP_PASS, SMTP_FROM, SMTP_SECURE } = process.env;
+
+const transporter = SMTP_HOST
+  ? nodemailer.createTransport({
+      host: SMTP_HOST,
+      port: Number(SMTP_PORT) || 587,
+      secure: SMTP_SECURE === 'true',
+      auth: SMTP_USER ? { user: SMTP_USER, pass: SMTP_PASS } : undefined,
+    })
+  : null;
+
+async function sendMail({ to, subject, text }) {
+  if (!transporter) {
+    console.log(`[mailer] SMTP nieskonfigurowane — pomijam wysyłkę do ${to}: "${subject}"`);
+    return;
+  }
+  try {
+    await transporter.sendMail({ from: SMTP_FROM || SMTP_USER, to, subject, text });
+  } catch (err) {
+    console.error('[mailer] Błąd wysyłki e-mail:', err.message);
+  }
+}
+
+module.exports = { sendMail, isConfigured: !!transporter };