diff --git a/backend/src/routes/settlements.js b/backend/src/routes/settlements.js
index d07a3c3..89a910e 100644
--- a/backend/src/routes/settlements.js
+++ b/backend/src/routes/settlements.js
@@ -35,4 +35,76 @@ router.post('/', (req, res) => {
   res.status(201).json({ transactions: current.transactions });
 });
 
+function validateManualSettlement(req, res, { fromUserId, toUserId, amount }) {
+  if (!fromUserId || !toUserId || !amount) {
+    res.status(400).json({ error: 'fromUserId, toUserId i amount są wymagane' });
+    return false;
+  }
+  if (fromUserId === toUserId) {
+    res.status(400).json({ error: 'Płacący i odbiorca muszą być różnymi osobami' });
+    return false;
+  }
+  if (Number(amount) <= 0) {
+    res.status(400).json({ error: 'Kwota musi być większa od zera' });
+    return false;
+  }
+  const memberIds = getMembers(req.household.id).map((m) => m.id);
+  if (!memberIds.includes(fromUserId) || !memberIds.includes(toUserId)) {
+    res.status(400).json({ error: 'Obie osoby muszą być członkami gospodarstwa' });
+    return false;
+  }
+  return true;
+}
+
+router.post('/manual', (req, res) => {
+  const { fromUserId, toUserId, amount } = req.body || {};
+  if (!validateManualSettlement(req, res, { fromUserId, toUserId, amount })) return;
+
+  const settlement = {
+    id: uuid(),
+    household_id: req.household.id,
+    from_user_id: fromUserId,
+    to_user_id: toUserId,
+    amount: Number(amount),
+  };
+  db.prepare(
+    'INSERT INTO settlements (id, household_id, from_user_id, to_user_id, amount) VALUES (?, ?, ?, ?, ?)'
+  ).run(settlement.id, settlement.household_id, settlement.from_user_id, settlement.to_user_id, settlement.amount);
+
+  res.status(201).json({ settlement });
+});
+
+router.put('/:id', (req, res) => {
+  const existing = db
+    .prepare('SELECT * FROM settlements WHERE id = ? AND household_id = ?')
+    .get(req.params.id, req.household.id);
+  if (!existing) {
+    return res.status(404).json({ error: 'Rozliczenie nie znalezione' });
+  }
+
+  const fromUserId = req.body?.fromUserId ?? existing.from_user_id;
+  const toUserId = req.body?.toUserId ?? existing.to_user_id;
+  const amount = req.body?.amount ?? existing.amount;
+  if (!validateManualSettlement(req, res, { fromUserId, toUserId, amount })) return;
+
+  db.prepare('UPDATE settlements SET from_user_id = ?, to_user_id = ?, amount = ? WHERE id = ?').run(
+    fromUserId,
+    toUserId,
+    Number(amount),
+    existing.id
+  );
+
+  res.json({ settlement: db.prepare('SELECT * FROM settlements WHERE id = ?').get(existing.id) });
+});
+
+router.delete('/:id', (req, res) => {
+  const result = db
+    .prepare('DELETE FROM settlements WHERE id = ? AND household_id = ?')
+    .run(req.params.id, req.household.id);
+  if (result.changes === 0) {
+    return res.status(404).json({ error: 'Rozliczenie nie znalezione' });
+  }
+  res.status(204).end();
+});
+
 module.exports = { router };
diff --git a/frontend/src/App.jsx b/frontend/src/App.jsx
index 871cb31..460fb8b 100644
--- a/frontend/src/App.jsx
+++ b/frontend/src/App.jsx
@@ -10,11 +10,13 @@ import Onboarding from './pages/Onboarding.jsx';
 import Dashboard from './pages/Dashboard.jsx';
 import AddExpense from './pages/AddExpense.jsx';
 import History from './pages/History.jsx';
+import Settlements from './pages/Settlements.jsx';
 import Stats from './pages/Stats.jsx';
 import Settings from './pages/Settings.jsx';
 import BottomNav from './components/BottomNav.jsx';
 import OfflineBanner from './components/OfflineBanner.jsx';
 import InstallBanner from './components/InstallBanner.jsx';
+import SettingsButton from './components/SettingsButton.jsx';
 
 function RequireAuth() {
   const { isAuthenticated } = useAuth();
@@ -34,6 +36,7 @@ function Layout() {
     <div className="app-shell">
       <OfflineBanner />
       <InstallBanner />
+      <SettingsButton />
       <main className="app-content">
         <Outlet />
       </main>
@@ -57,6 +60,7 @@ export default function App() {
             <Route path="/" element={<Dashboard />} />
             <Route path="/add" element={<AddExpense />} />
             <Route path="/history" element={<History />} />
+            <Route path="/settlements" element={<Settlements />} />
             <Route path="/stats" element={<Stats />} />
             <Route path="/settings" element={<Settings />} />
           </Route>
diff --git a/frontend/src/api/queries.js b/frontend/src/api/queries.js
index 9b55869..e41eb96 100644
--- a/frontend/src/api/queries.js
+++ b/frontend/src/api/queries.js
@@ -227,3 +227,47 @@ export function useSettleUp() {
     },
   });
 }
+
+export function useSettlements() {
+  const { activeHouseholdId } = useHouseholdContext();
+  const query = useQuery({
+    queryKey: ['settlements'],
+    queryFn: () => api.get('/settlements'),
+    select: (d) => d.settlements,
+    enabled: !!activeHouseholdId,
+  });
+  return { ...query, isLoading: !activeHouseholdId || query.isLoading };
+}
+
+export function useCreateManualSettlement() {
+  const qc = useQueryClient();
+  return useMutation({
+    mutationFn: (payload) => api.post('/settlements/manual', payload),
+    onSuccess: () => {
+      qc.invalidateQueries({ queryKey: ['balance'] });
+      qc.invalidateQueries({ queryKey: ['settlements'] });
+    },
+  });
+}
+
+export function useUpdateSettlement() {
+  const qc = useQueryClient();
+  return useMutation({
+    mutationFn: ({ id, ...payload }) => api.put(`/settlements/${id}`, payload),
+    onSuccess: () => {
+      qc.invalidateQueries({ queryKey: ['balance'] });
+      qc.invalidateQueries({ queryKey: ['settlements'] });
+    },
+  });
+}
+
+export function useDeleteSettlement() {
+  const qc = useQueryClient();
+  return useMutation({
+    mutationFn: (id) => api.delete(`/settlements/${id}`),
+    onSuccess: () => {
+      qc.invalidateQueries({ queryKey: ['balance'] });
+      qc.invalidateQueries({ queryKey: ['settlements'] });
+    },
+  });
+}
diff --git a/frontend/src/components/BottomNav.jsx b/frontend/src/components/BottomNav.jsx
index b52d048..996b177 100644
--- a/frontend/src/components/BottomNav.jsx
+++ b/frontend/src/components/BottomNav.jsx
@@ -7,8 +7,8 @@ const items = [
 ];
 
 const rightItems = [
+  { to: '/settlements', label: 'Rozliczenia', icon: 'payments' },
   { to: '/stats', label: 'Statystyki', icon: 'bar_chart' },
-  { to: '/settings', label: 'Ustawienia', icon: 'settings' },
 ];
 
 export default function BottomNav() {
diff --git a/frontend/src/components/SettingsButton.jsx b/frontend/src/components/SettingsButton.jsx
new file mode 100644
index 0000000..d109998
--- /dev/null
+++ b/frontend/src/components/SettingsButton.jsx
@@ -0,0 +1,10 @@
+import { NavLink } from 'react-router-dom';
+import Icon from './Icon.jsx';
+
+export default function SettingsButton() {
+  return (
+    <NavLink to="/settings" className="top-settings-btn" aria-label="Ustawienia">
+      <Icon name="settings" />
+    </NavLink>
+  );
+}
diff --git a/frontend/src/components/SettlementEditModal.jsx b/frontend/src/components/SettlementEditModal.jsx
new file mode 100644
index 0000000..b7f9277
--- /dev/null
+++ b/frontend/src/components/SettlementEditModal.jsx
@@ -0,0 +1,92 @@
+import { useState } from 'react';
+import { useUpdateSettlement, useDeleteSettlement } from '../api/queries.js';
+import { useConfirm } from './ConfirmDialogProvider.jsx';
+import PayerToggle from './PayerToggle.jsx';
+import Icon from './Icon.jsx';
+
+export default function SettlementEditModal({ settlement, members, currency, onClose }) {
+  const updateSettlement = useUpdateSettlement();
+  const deleteSettlement = useDeleteSettlement();
+  const confirmDialog = useConfirm();
+
+  const [fromUserId, setFromUserId] = useState(settlement.from_user_id);
+  const [toUserId, setToUserId] = useState(settlement.to_user_id);
+  const [amount, setAmount] = useState(String(settlement.amount));
+  const [error, setError] = useState('');
+
+  const toOptions = members.filter((m) => m.id !== fromUserId);
+
+  function handleFromChange(id) {
+    setFromUserId(id);
+    if (id === toUserId) {
+      const fallback = members.find((m) => m.id !== id);
+      setToUserId(fallback?.id || '');
+    }
+  }
+
+  async function handleSave() {
+    setError('');
+    if (!fromUserId || !toUserId || !amount || Number(amount) <= 0) {
+      setError('Wybierz obie osoby i podaj kwotę większą od zera');
+      return;
+    }
+    try {
+      await updateSettlement.mutateAsync({ id: settlement.id, fromUserId, toUserId, amount: Number(amount) });
+      onClose();
+    } catch (err) {
+      setError(err.message);
+    }
+  }
+
+  async function handleDelete() {
+    const ok = await confirmDialog({
+      title: 'Usunąć to rozliczenie?',
+      message: 'Saldo zostanie przeliczone tak, jakby ta płatność nigdy nie miała miejsca.',
+      confirmLabel: 'Usuń',
+    });
+    if (!ok) return;
+    await deleteSettlement.mutateAsync(settlement.id);
+    onClose();
+  }
+
+  return (
+    <div className="modal-overlay" onClick={onClose}>
+      <div className="modal-sheet" onClick={(e) => e.stopPropagation()}>
+        <div className="modal-header">
+          <h3>Edytuj rozliczenie</h3>
+          <button className="icon-btn" onClick={onClose}><Icon name="close" /></button>
+        </div>
+
+        <div className="expense-form">
+          <div className="field">
+            <label>Kto płacił?</label>
+            <PayerToggle members={members} payerId={fromUserId} onChange={handleFromChange} />
+          </div>
+          <div className="field">
+            <label>Komu?</label>
+            <PayerToggle members={toOptions} payerId={toUserId} onChange={setToUserId} />
+          </div>
+          <input
+            className="amount-input"
+            type="number"
+            inputMode="decimal"
+            step="0.01"
+            value={amount}
+            onChange={(e) => setAmount(e.target.value)}
+          />
+
+          {error && <p className="form-error">{error}</p>}
+
+          <div className="modal-actions">
+            <button className="btn-danger" onClick={handleDelete} disabled={deleteSettlement.isPending}>
+              <Icon name="delete" /> Usuń
+            </button>
+            <button className="btn-primary" onClick={handleSave} disabled={updateSettlement.isPending}>
+              Zapisz
+            </button>
+          </div>
+        </div>
+      </div>
+    </div>
+  );
+}
diff --git a/frontend/src/components/SettlementListItem.jsx b/frontend/src/components/SettlementListItem.jsx
new file mode 100644
index 0000000..d5cb648
--- /dev/null
+++ b/frontend/src/components/SettlementListItem.jsx
@@ -0,0 +1,28 @@
+import Icon from './Icon.jsx';
+
+function memberName(members, id) {
+  return members.find((m) => m.id === id)?.name || '—';
+}
+
+export default function SettlementListItem({ settlement, members, currency, onClick }) {
+  return (
+    <div className="expense-item settlement-item" onClick={onClick}>
+      <div className="cat-icon settlement-icon">
+        <Icon name="sync_alt" />
+      </div>
+      <div className="details">
+        <div className="title">
+          {memberName(members, settlement.from_user_id)} → {memberName(members, settlement.to_user_id)}
+        </div>
+        <div className="meta">
+          <span>{settlement.settled_at.slice(0, 10)}</span>
+          <span>·</span>
+          <span>Rozliczenie</span>
+        </div>
+      </div>
+      <div className="amount-col">
+        <div className="amount">{settlement.amount.toFixed(2)} {currency}</div>
+      </div>
+    </div>
+  );
+}
diff --git a/frontend/src/components/SplitSelector.jsx b/frontend/src/components/SplitSelector.jsx
index 1669ae0..e24aab5 100644
--- a/frontend/src/components/SplitSelector.jsx
+++ b/frontend/src/components/SplitSelector.jsx
@@ -1,9 +1,116 @@
+import { useEffect } from 'react';
+
 const OPTIONS = [
   { value: 'equal', label: 'Po równo (50/50)' },
   { value: 'exact', label: 'Dokładny podział' },
   { value: 'full', label: 'Całość na jedną osobę' },
 ];
 
+function round2(n) {
+  return Math.round(n * 100) / 100;
+}
+
+function equalSplit(members, amount) {
+  const total = Number(amount) || 0;
+  if (members.length === 0) return {};
+  const base = Math.floor((total / members.length) * 100) / 100;
+  const shares = Object.fromEntries(members.map((m) => [m.id, String(base)]));
+  const distributed = round2(base * members.length);
+  shares[members[members.length - 1].id] = String(round2(base + round2(total - distributed)));
+  return shares;
+}
+
+function isEmptyShares(shares, members) {
+  return members.every((m) => shares[m.id] === undefined || shares[m.id] === '');
+}
+
+function ExactSplitEditor({ members, amount, exactShares, onExactSharesChange }) {
+  const total = Number(amount) || 0;
+  const editableMembers = members.slice(0, -1);
+  const lastMember = members[members.length - 1];
+
+  // Seed a sensible starting point (equal split) the first time "exact" is selected,
+  // so the user adjusts from something reasonable instead of blank/zero fields.
+  useEffect(() => {
+    if (isEmptyShares(exactShares, members)) {
+      onExactSharesChange(equalSplit(members, total));
+    }
+    // eslint-disable-next-line react-hooks/exhaustive-deps
+  }, []);
+
+  function handleEditableChange(memberId, rawValue) {
+    const updated = { ...exactShares, [memberId]: rawValue };
+    const sumOthers = editableMembers.reduce((acc, m) => acc + (Number(updated[m.id]) || 0), 0);
+    updated[lastMember.id] = String(round2(total - sumOthers));
+    onExactSharesChange(updated);
+  }
+
+  const lastValue = Number(exactShares[lastMember?.id]) || 0;
+  const overAllocated = lastValue < -0.01;
+
+  if (members.length === 2) {
+    const [a, b] = members;
+    const aValue = Number(exactShares[a.id]) || 0;
+    const bValue = Number(exactShares[b.id]) || 0;
+
+    return (
+      <div className="exact-shares">
+        <input
+          type="range"
+          className="split-slider"
+          min={0}
+          max={total || 0}
+          step={0.01}
+          value={aValue}
+          onChange={(e) => handleEditableChange(a.id, e.target.value)}
+          disabled={!total}
+        />
+        <div className="split-slider-amounts">
+          <div className="field">
+            <label>{a.name}</label>
+            <input
+              type="number"
+              inputMode="decimal"
+              step="0.01"
+              value={exactShares[a.id] ?? ''}
+              onChange={(e) => handleEditableChange(a.id, e.target.value)}
+            />
+          </div>
+          <div className="field">
+            <label>{b.name}</label>
+            <input type="number" value={bValue.toFixed(2)} readOnly disabled />
+          </div>
+        </div>
+        {overAllocated && <p className="form-error">Suma udziałów przekracza kwotę wydatku</p>}
+      </div>
+    );
+  }
+
+  return (
+    <div className="exact-shares">
+      {editableMembers.map((m) => (
+        <div className="field" key={m.id}>
+          <label>{m.name}</label>
+          <input
+            type="number"
+            inputMode="decimal"
+            step="0.01"
+            value={exactShares[m.id] ?? ''}
+            onChange={(e) => handleEditableChange(m.id, e.target.value)}
+          />
+        </div>
+      ))}
+      {lastMember && (
+        <div className="field">
+          <label>{lastMember.name} (wyliczane automatycznie)</label>
+          <input type="number" value={lastValue.toFixed(2)} readOnly disabled />
+        </div>
+      )}
+      {overAllocated && <p className="form-error">Suma udziałów przekracza kwotę wydatku</p>}
+    </div>
+  );
+}
+
 export default function SplitSelector({
   members,
   amount,
@@ -14,9 +121,6 @@ export default function SplitSelector({
   fullOwedBy,
   onFullOwedByChange,
 }) {
-  const exactSum = members.reduce((acc, m) => acc + (Number(exactShares[m.id]) || 0), 0);
-  const exactValid = Math.abs(exactSum - Number(amount || 0)) < 0.01;
-
   return (
     <div className="field">
       <label>Jak dzielimy wydatek?</label>
@@ -29,21 +133,14 @@ export default function SplitSelector({
           >
             {opt.label}
 
-            {opt.value === 'exact' && splitType === 'exact' && (
-              <div className="exact-shares" onClick={(e) => e.stopPropagation()}>
-                {members.map((m) => (
-                  <div className="field" key={m.id}>
-                    <label>{m.name}</label>
-                    <input
-                      type="number"
-                      inputMode="decimal"
-                      step="0.01"
-                      value={exactShares[m.id] ?? ''}
-                      onChange={(e) => onExactSharesChange({ ...exactShares, [m.id]: e.target.value })}
-                    />
-                  </div>
-                ))}
-                {!exactValid && amount && <p className="form-error">Suma udziałów musi wynosić {amount}</p>}
+            {opt.value === 'exact' && splitType === 'exact' && members.length >= 2 && (
+              <div onClick={(e) => e.stopPropagation()}>
+                <ExactSplitEditor
+                  members={members}
+                  amount={amount}
+                  exactShares={exactShares}
+                  onExactSharesChange={onExactSharesChange}
+                />
               </div>
             )}
 
diff --git a/frontend/src/pages/Dashboard.jsx b/frontend/src/pages/Dashboard.jsx
index 6102982..f898a78 100644
--- a/frontend/src/pages/Dashboard.jsx
+++ b/frontend/src/pages/Dashboard.jsx
@@ -40,7 +40,11 @@ export default function Dashboard() {
                 </p>
               ))}
             </div>
-            <button className="btn-primary" disabled={settleUp.isPending} onClick={() => settleUp.mutate()}>
+            <button
+              className="btn-primary btn-center"
+              disabled={settleUp.isPending}
+              onClick={() => settleUp.mutate()}
+            >
               {settleUp.isPending ? 'Rozliczanie…' : 'Rozlicz się'}
             </button>
           </>
diff --git a/frontend/src/pages/History.jsx b/frontend/src/pages/History.jsx
index 0cf75fb..8ebfbd0 100644
--- a/frontend/src/pages/History.jsx
+++ b/frontend/src/pages/History.jsx
@@ -1,9 +1,11 @@
 import { useMemo, useState } from 'react';
-import { useCategories, useExpenses } from '../api/queries.js';
+import { useCategories, useExpenses, useSettlements } from '../api/queries.js';
 import { useHouseholdContext } from '../household/HouseholdContext.jsx';
 import { useAuth } from '../auth/AuthContext.jsx';
 import ExpenseListItem from '../components/ExpenseListItem.jsx';
 import ExpenseEditModal from '../components/ExpenseEditModal.jsx';
+import SettlementListItem from '../components/SettlementListItem.jsx';
+import SettlementEditModal from '../components/SettlementEditModal.jsx';
 
 function monthOptions() {
   const options = [];
@@ -15,6 +17,15 @@ function monthOptions() {
   return options;
 }
 
+function sortKey(item) {
+  if (item.type === 'expense') {
+    const timePart = item.data.created_at.split(' ')[1] || '00:00:00';
+    return `${item.data.expense_date} ${timePart}`;
+  }
+  const [datePart, timePart] = item.data.settled_at.split(' ');
+  return `${datePart} ${timePart || '00:00:00'}`;
+}
+
 export default function History() {
   const { user } = useAuth();
   const { activeHousehold: household } = useHouseholdContext();
@@ -22,7 +33,8 @@ export default function History() {
   const [month, setMonth] = useState('');
   const [categoryId, setCategoryId] = useState('');
   const [payerId, setPayerId] = useState('');
-  const [editing, setEditing] = useState(null);
+  const [editingExpense, setEditingExpense] = useState(null);
+  const [editingSettlement, setEditingSettlement] = useState(null);
 
   const filters = useMemo(() => {
     const f = {};
@@ -32,11 +44,28 @@ export default function History() {
     return f;
   }, [month, categoryId, payerId]);
 
-  const { data: expenses, isLoading } = useExpenses(filters);
+  const { data: expenses, isLoading: expensesLoading } = useExpenses(filters);
+  const { data: settlements, isLoading: settlementsLoading } = useSettlements();
   const members = household?.members || [];
   const currency = household?.currency || 'PLN';
   const categoryById = Object.fromEntries((categories || []).map((c) => [c.id, c]));
   const memberById = Object.fromEntries(members.map((m) => [m.id, m]));
+  const isLoading = expensesLoading || settlementsLoading;
+
+  const visibleSettlements = useMemo(() => {
+    if (categoryId) return []; // settlements have no category — hide them when filtering by one
+    return (settlements || []).filter((s) => {
+      if (month && !s.settled_at.startsWith(month)) return false;
+      if (payerId && s.from_user_id !== payerId && s.to_user_id !== payerId) return false;
+      return true;
+    });
+  }, [settlements, month, categoryId, payerId]);
+
+  const items = useMemo(() => {
+    const expenseItems = (expenses || []).map((e) => ({ type: 'expense', data: e }));
+    const settlementItems = visibleSettlements.map((s) => ({ type: 'settlement', data: s }));
+    return [...expenseItems, ...settlementItems].sort((a, b) => (sortKey(a) < sortKey(b) ? 1 : -1));
+  }, [expenses, visibleSettlements]);
 
   return (
     <div>
@@ -52,7 +81,7 @@ export default function History() {
         <select value={categoryId} onChange={(e) => setCategoryId(e.target.value)}>
           <option value="">Wszystkie kategorie</option>
           {(categories || []).map((c) => (
-            <option key={c.id} value={c.id}>{c.icon} {c.name}</option>
+            <option key={c.id} value={c.id}>{c.name}</option>
           ))}
         </select>
         <select value={payerId} onChange={(e) => setPayerId(e.target.value)}>
@@ -64,27 +93,46 @@ export default function History() {
       </div>
 
       {isLoading && <p>Ładowanie…</p>}
-      {!isLoading && (expenses || []).length === 0 && <p className="empty-state">Brak wydatków spełniających filtry</p>}
+      {!isLoading && items.length === 0 && <p className="empty-state">Brak wpisów spełniających filtry</p>}
 
-      {(expenses || []).map((expense) => (
-        <ExpenseListItem
-          key={expense.id}
-          expense={expense}
-          category={categoryById[expense.category_id]}
-          payer={memberById[expense.payer_id]}
-          currentUserId={user?.id}
-          currency={currency}
-          onClick={() => setEditing(expense)}
-        />
-      ))}
+      {items.map((item) =>
+        item.type === 'expense' ? (
+          <ExpenseListItem
+            key={item.data.id}
+            expense={item.data}
+            category={categoryById[item.data.category_id]}
+            payer={memberById[item.data.payer_id]}
+            currentUserId={user?.id}
+            currency={currency}
+            onClick={() => setEditingExpense(item.data)}
+          />
+        ) : (
+          <SettlementListItem
+            key={item.data.id}
+            settlement={item.data}
+            members={members}
+            currency={currency}
+            onClick={() => setEditingSettlement(item.data)}
+          />
+        )
+      )}
 
-      {editing && (
+      {editingExpense && (
         <ExpenseEditModal
-          expense={editing}
+          expense={editingExpense}
           members={members}
           categories={categories}
           currency={currency}
-          onClose={() => setEditing(null)}
+          onClose={() => setEditingExpense(null)}
+        />
+      )}
+
+      {editingSettlement && (
+        <SettlementEditModal
+          settlement={editingSettlement}
+          members={members}
+          currency={currency}
+          onClose={() => setEditingSettlement(null)}
         />
       )}
     </div>
diff --git a/frontend/src/pages/Settlements.jsx b/frontend/src/pages/Settlements.jsx
new file mode 100644
index 0000000..a584c39
--- /dev/null
+++ b/frontend/src/pages/Settlements.jsx
@@ -0,0 +1,154 @@
+import { useEffect, useState } from 'react';
+import { useHouseholdContext } from '../household/HouseholdContext.jsx';
+import { useBalance, useSettleUp, useSettlements, useCreateManualSettlement } from '../api/queries.js';
+import PayerToggle from '../components/PayerToggle.jsx';
+import SettlementListItem from '../components/SettlementListItem.jsx';
+import SettlementEditModal from '../components/SettlementEditModal.jsx';
+import Icon from '../components/Icon.jsx';
+
+function memberName(members, id) {
+  return members.find((m) => m.id === id)?.name || '—';
+}
+
+export default function Settlements() {
+  const { activeHousehold: household } = useHouseholdContext();
+  const { data: balance } = useBalance();
+  const { data: settlements } = useSettlements();
+  const settleUp = useSettleUp();
+  const createManual = useCreateManualSettlement();
+
+  const members = household?.members || [];
+  const currency = household?.currency || 'PLN';
+
+  const [fromUserId, setFromUserId] = useState('');
+  const [toUserId, setToUserId] = useState('');
+  const [amount, setAmount] = useState('');
+  const [error, setError] = useState('');
+  const [success, setSuccess] = useState(false);
+  const [editingSettlement, setEditingSettlement] = useState(null);
+
+  useEffect(() => {
+    if (!fromUserId && members[0]) setFromUserId(members[0].id);
+    if (!toUserId && members[1]) setToUserId(members[1].id);
+    // eslint-disable-next-line react-hooks/exhaustive-deps
+  }, [members.length]);
+
+  const toOptions = members.filter((m) => m.id !== fromUserId);
+
+  function handleFromChange(id) {
+    setFromUserId(id);
+    if (id === toUserId) {
+      const fallback = members.find((m) => m.id !== id);
+      setToUserId(fallback?.id || '');
+    }
+  }
+
+  async function handleSubmit(e) {
+    e.preventDefault();
+    setError('');
+    setSuccess(false);
+    if (!fromUserId || !toUserId || !amount || Number(amount) <= 0) {
+      setError('Wybierz obie osoby i podaj kwotę większą od zera');
+      return;
+    }
+    try {
+      await createManual.mutateAsync({ fromUserId, toUserId, amount: Number(amount) });
+      setAmount('');
+      setSuccess(true);
+      setTimeout(() => setSuccess(false), 2500);
+    } catch (err) {
+      setError(err.message);
+    }
+  }
+
+  return (
+    <div>
+      <h1 className="page-title">Rozliczenia</h1>
+
+      <div className="card settlement-tile">
+        {!balance ? (
+          <p>Ładowanie…</p>
+        ) : balance.settled ? (
+          <>
+            <p>Rozliczenia</p>
+            <p className="amount settled">
+              Jesteście na czysto! <Icon name="celebration" />
+            </p>
+          </>
+        ) : (
+          <>
+            <p>Sugerowane rozliczenie</p>
+            <div className="settlement-transactions">
+              {balance.transactions.map((tx, i) => (
+                <p key={i} className="amount owed">
+                  {memberName(members, tx.from)} → {memberName(members, tx.to)}: {tx.amount.toFixed(2)} {currency}
+                </p>
+              ))}
+            </div>
+            <button
+              className="btn-primary btn-center"
+              disabled={settleUp.isPending}
+              onClick={() => settleUp.mutate()}
+            >
+              {settleUp.isPending ? 'Rozliczanie…' : 'Rozlicz wszystko automatycznie'}
+            </button>
+          </>
+        )}
+      </div>
+
+      <div className="card">
+        <h3>Zapisz płatność</h3>
+        <form onSubmit={handleSubmit} className="expense-form">
+          <div className="field">
+            <label>Kto płaci?</label>
+            <PayerToggle members={members} payerId={fromUserId} onChange={handleFromChange} />
+          </div>
+          <div className="field">
+            <label>Komu?</label>
+            <PayerToggle members={toOptions} payerId={toUserId} onChange={setToUserId} />
+          </div>
+          <input
+            className="amount-input"
+            type="number"
+            inputMode="decimal"
+            step="0.01"
+            placeholder="0.00"
+            value={amount}
+            onChange={(e) => setAmount(e.target.value)}
+          />
+          {error && <p className="form-error">{error}</p>}
+          {success && <p className="invite-code-hint success">Zapisano płatność!</p>}
+          <button type="submit" className="btn-primary btn-full" disabled={createManual.isPending}>
+            {createManual.isPending ? 'Zapisywanie…' : 'Zapisz rozliczenie'}
+          </button>
+        </form>
+      </div>
+
+      <div className="card">
+        <h3>Historia rozliczeń</h3>
+        {!settlements && <p>Ładowanie…</p>}
+        {settlements && settlements.length === 0 && (
+          <p className="empty-state">Brak zapisanych rozliczeń</p>
+        )}
+        {(settlements || []).slice(0, 10).map((s) => (
+          <SettlementListItem
+            key={s.id}
+            settlement={s}
+            members={members}
+            currency={currency}
+            onClick={() => setEditingSettlement(s)}
+          />
+        ))}
+      </div>
+
+      {editingSettlement && (
+        <SettlementEditModal
+          settlement={editingSettlement}
+          members={members}
+          currency={currency}
+          onClose={() => setEditingSettlement(null)}
+        />
+      )}
+    </div>
+  );
+}
diff --git a/frontend/src/styles.css b/frontend/src/styles.css
index 8935220..892ef1c 100644
--- a/frontend/src/styles.css
+++ b/frontend/src/styles.css
@@ -132,6 +132,24 @@ input, select, button, textarea { font-family: inherit; font-size: 1rem; color:
 
 .fab .material-symbols-outlined { font-size: 30px; }
 
+.top-settings-btn {
+  position: fixed;
+  top: calc(12px + env(safe-area-inset-top));
+  right: 12px;
+  z-index: 15;
+  width: 40px;
+  height: 40px;
+  border-radius: 50%;
+  background: var(--card);
+  color: var(--text);
+  display: flex;
+  align-items: center;
+  justify-content: center;
+  box-shadow: 0 1px 4px rgba(0, 0, 0, 0.15);
+  text-decoration: none;
+}
+.top-settings-btn.active { color: var(--primary); }
+
 /* Auth pages */
 .auth-page {
   max-width: 400px;
@@ -214,6 +232,7 @@ input, select, button, textarea { font-family: inherit; font-size: 1rem; color:
 }
 
 .btn-full { width: 100%; display: block; }
+.btn-center { width: fit-content; margin: 0 auto; }
 
 .theme-toggle { display: flex; gap: 8px; }
 .theme-toggle .tab { flex: 1; display: flex; flex-direction: column; align-items: center; gap: 4px; }
@@ -330,6 +349,39 @@ input, select, button, textarea { font-family: inherit; font-size: 1rem; color:
 .exact-shares { display: flex; flex-direction: column; gap: 10px; margin-top: 8px; }
 .exact-shares .field { flex: 1; }
 
+.split-slider {
+  width: 100%;
+  height: 8px;
+  border-radius: 999px;
+  background: var(--border);
+  appearance: none;
+  -webkit-appearance: none;
+  outline: none;
+  margin: 8px 0 4px;
+}
+.split-slider::-webkit-slider-thumb {
+  appearance: none;
+  -webkit-appearance: none;
+  width: 22px;
+  height: 22px;
+  border-radius: 50%;
+  background: var(--primary);
+  border: 3px solid var(--card);
+  box-shadow: 0 1px 4px rgba(0, 0, 0, 0.3);
+  cursor: pointer;
+}
+.split-slider::-moz-range-thumb {
+  width: 22px;
+  height: 22px;
+  border-radius: 50%;
+  background: var(--primary);
+  border: 3px solid var(--card);
+  box-shadow: 0 1px 4px rgba(0, 0, 0, 0.3);
+  cursor: pointer;
+}
+.split-slider-amounts { display: flex; gap: 10px; }
+.split-slider-amounts .field { flex: 1; }
+
 /* History */
 .filters { display: flex; flex-direction: column; gap: 10px; margin-bottom: 16px; }
 .filters select, .filters input {
@@ -373,6 +425,10 @@ input, select, button, textarea { font-family: inherit; font-size: 1rem; color:
 .expense-item .amount { font-weight: 700; }
 .expense-item .share { font-size: 0.75rem; color: var(--muted); }
 
+.settlement-item { cursor: pointer; background: var(--accent-bg); }
+.settlement-item .settlement-icon { background: transparent; color: var(--accent-text); }
+.settlement-item .title { color: var(--accent-text); }
+
 .empty-state { text-align: center; color: var(--muted); padding: 40px 20px; }
 
 /* Settings */